Kelly Plantation S/D Homes under $1.5 million

Kelly Plantation S/D Homes under $1.5 million

Welcome to Kelly Plantation Subdivision, a hidden gem nestled in the heart of Destin, Florida, within the beautiful Okaloosa County. This charming community offers a perfect blend of luxury living and natural beauty, making it an ideal choice for those seeking a serene coastal lifestyle.

Kelly Plantation is renowned for its stunning homes, many of which are available for under $1.5 million. These properties boast exceptional craftsmanship and modern amenities, ensuring that residents enjoy both comfort and style. With spacious floor plans, gourmet kitchens, and luxurious master suites, each home is designed to cater to the needs of families and individuals alike.

One of the standout features of Kelly Plantation is its picturesque surroundings. The community is enveloped by lush landscapes, mature trees, and scenic waterways, providing a tranquil atmosphere that feels like a retreat from the hustle and bustle of everyday life. Residents can take advantage of the community’s top-notch amenities, including a championship golf course, swimming pools, tennis courts, and walking trails that wind through the stunning natural scenery.

Situated just minutes from the pristine beaches of Destin, Kelly Plantation offers easy access to the area’s vibrant dining, shopping, and entertainment options. Whether you’re looking for a peaceful place to call home or a vacation getaway, this subdivision has something for everyone.

Discover the charm of Kelly Plantation today and explore the incredible homes available for under $1.5 million—your dream home awaits in this idyllic coastal paradise!

Newest Kelly Plantation S/D Homes under $1.5 million

284 Champion Ct, Destin
$1,299,500
4 Beds ⋅ 4 Baths ⋅ 1013233 MLS
Set within the coveted Plantation Place enclave of Kelly Plantation, 284 Champion Court offers a refined blend of gracious living, thoughtful design, and exceptional convenience. Freshly painted throughout the interior and enhanced with new designer lighting, this 4-bedroom, 3.5-bath residence with a dedicated office feels bright, polished, and ready for its next chapter. Built by respected local builder Randy Wise, the home pairs timeless architecture with a highly livable floor plan. A welcoming front porch leads into interiors accented by crown molding, custom millwork, maple engineered hardwood flooring, granite countertops, quality cabinetry, recessed lighting, and surround sound. The formal dining room is complemented by a beautifully appointed butler's pantry, while the kitchen serves as the heart of the home with premium stainless-steel appliances, abundant cabinetry, granite countertops, a walk-in pantry, and casual dining space that flows easily into the main living areas. Nearby, a dedicated office with custom built-ins creates a sophisticated and functional work-from-home retreat. The main-level primary suite offers a private sanctuary with dual walk-in closets and a spacious bath featuring dual vanities, a soaking tub, separate shower, and private water closet. Upstairs, additional bedrooms and flexible living spaces provide comfortable accommodations for family and guests. One of the home's most inviting features is the expansive screened porch overlooking a beautifully landscaped brick-paver courtyard with a fountain. Whether enjoyed with morning coffee, an evening glass of wine, or a quiet afternoon, the space creates a peaceful extension of the home's living areas. Recent capital improvements add meaningful value and peace of mind, including a new roof installed in 2024, two new HVAC systems replaced in December 2025, and a water heater approximately four years old. The property is also located in Flood Zone X, where flood insurance is typically not required by lenders. Beyond the home itself, the Plantation Place location places many of Kelly Plantation's most desirable amenities close at hand, including the community pool, tennis and pickleball courts, fitness center, playground, Owner's Club, golf clubhouse, walking trails, and beautifully maintained grounds. Set along the shores of Choctawhatchee Bay and just minutes from Destin's sugar-white beaches, boating, dining, shopping, and entertainment, Kelly Plantation remains one of the area's most distinguished residential communities. Freshly updated, exceptionally located, and thoughtfully designed for both everyday living and entertaining, 284 Champion Court presents a compelling opportunity to enjoy the best of the Kelly Plantation lifestyle.

284 Champion Ct, Destin
371 Terrapin Trce, Destin
$925,000
3 Beds ⋅ 3 Baths ⋅ 1012236 MLS
PRIME KELLY PLANTATION LOCATION! Located directly across from the Kelly Plantation Golf Course, Owners Clubhouse, and its fabulous amenities! 371 Terrapin Trace offers an exceptional opportunity to enjoy the Destin lifestyle in one of the area's most desirable gated communities. This charming single level 3-bedroom, 3-bath home, offers approximately 2,084 square feet and features two master suites, a welcoming fireplace, new roof 2024, and a comfortable floor plan designed for everyday living and entertaining. Step outside and enjoy the privacy of the backyard from the screened lanai, creating a relaxing outdoor retreat for morning coffee, afternoon relaxation, or entertaining guests. Kelly Plantation is a prestigious gated, master-planned community offering beautifully maintained surroundings, championship golf, resort-style amenities, tennis and pickleball, fitness facilities, walking and jogging paths, and convenient access to everything Destin has to offer. Ideally centralized to the area's most desired conveniences, you're just minutes from the Gulf's beautiful white-sand beaches, exceptional dining, shopping, boating, and entertainment.

371 Terrapin Trce, Destin
4367 Bahia Ln, Destin
$1,200,000
4 Beds ⋅ 3 Baths ⋅ 1009389 MLS
Perfection with spectacular bay views throughout! This gorgeous three story Brownstone town home overlooking the 3rd hole of Kelly Plantation's Golf Course is built to impress. Unlike the other Brownstones this one offers unobstructed spectacular bay views, amazing bar with electronic lifting hideaway bar cabinet and wine cellar. The back porch offers pulldown screens allowing for spectacular views. The kitchen is an entertainer's dream with a Wolf stove, Sub Zero appliances, oversized island and conversational area. The home features an elevator and large custom two car garage with storage for everyday convenience. The master suite offers beautiful water views, a large walk in closet and master bathroom suite built for relaxation in mind. The home has a gorgeous office with a murphy bed, custom barn door, wine closet and bay views. Start your new life at the beach sitting on your oversized balconies relaxing watching the boats with your gorgeous bay views! Residents of Kelly Plantation enjoy access to an exceptional collection of amenities, including a championship golf course, scenic walking trails, pickleball, and five well-maintained clay tennis courts with LED lighting for evening play, along with a bayfront boardwalk, resort-style pool, fitness center, and clubhouse. **Buyer to verify all measurements and information**

4367 Bahia Ln, Destin
4328 Carriage Ln, Destin
$1,125,000
4 Beds ⋅ 3 Baths ⋅ 1002436 MLS
Opportunity of a lifetime!! Rarely does a home hit the market that was never intended for sale. This Kelly Plantation masterpiece is lovingly crafted as a 'forever home,' where high-end finishes meet thoughtful design. The heart of the home is a stunning chef's kitchen featuring exquisite Namib Fantasy Marble. Perfect for slow mornings & grand celebrations, this home offers expansive, sun-drenched living areas & a seamless indoor-outdoor flow. A sanctuary built for cherished memories! Kelly Plantation offers beautifully maintained grounds, walking paths, golf, tennis, pickleball, stables & privacy and security that is increasingly rare. More than a home, this is a rare opportunity to inherit a thoughtfully created lifestyle, built to be cherished. Private tours available.

4328 Carriage Ln, Destin
4345 Bahia Ln, Destin
$924,900
4 Beds ⋅ 4 Baths ⋅ 1000065 MLS
This stunning 4-bedroom, 3.5-bath townhome located within Kelly Plantation, in the Brownstone section, overlooks the Bay, a serene Nature Preserve, and the 3rd hole of the Kelly Plantation Golf Course. Offering just under 2,900 square feet of thoughtfully designed living space, this home combines coastal elegance with modern functionality in one of Destin's most prestigious gated communities. The residence features an elevator, a two-car garage with space for a golf cart, and numerous upgrades including a custom master closet, two balconies on the second and third levels, and brick pavers in the fenced backyard. Perfectly designed for everyday living and entertaining, the expansive second-floor kitchen and living area boast a Wolf gas range, Subzero refrigerator, Bosch dishwasher, and abundant custom cabinetry, creating a space that is as functional as it is beautiful. The open-concept interior is bathed in natural light, with soaring ceilings, wide-plank hardwood floors, and a serene, airy palette. The main living area centers around a fireplace adorned with shiplap detailing and a custom wood mantle, flowing effortlessly to the second-level balcony where breathtaking views and a peaceful atmosphere provide the perfect retreat. Upstairs, the primary suite is a luxurious sanctuary with a spa-inspired ensuite featuring a soaking tub, walk-in shower, dual vanities, and a generously sized walk-in closet. The third-level balcony extends the living space outdoors, providing an additional private retreat with serene views. Three additional bedrooms and two full baths offer comfortable accommodations, while a versatile bonus room provides endless possibilities for a media room, office, or fitness space. Outdoor living is enhanced by a fenced backyard, ideal for children or pets, paired with low-maintenance landscaping for a lock-and-leave lifestyle. Additional highlights include a well-appointed laundry room and abundant storage throughout. Residents of Kelly Plantation enjoy world-class amenities, including a championship golf course, scenic walking trails, pickleball, five clay tennis courts with LED lighting, a bayfront boardwalk, resort-style pool, fitness center, and clubhouse. This exceptional home presents a rare opportunity to own a move-in-ready residence that seamlessly blends elevated coastal living, sophisticated design, and unparalleled convenience in one of Destin's most coveted communities.

4345 Bahia Ln, Destin
237 Matties Way, Destin
$1,449,000
4 Beds ⋅ 6 Baths ⋅ 974131 MLS
Back on Market at no fault of Seller! Showings commence 9/5 once property is vacated. Lease Purchase agreement fell through due to finance! Tucked behind the gates of the coveted Kelly Plantation community, 237 Mattie's Way is a refined 4-bedroom, 6-bath estate that embodies timeless luxury. Framed by mature oaks and lush, manicured landscaping, this exquisite property offers a sense of arrival, serenity, and seclusion. Upon entering, you're greeted by a grand and airy open-concept layout designed for effortless entertaining and upscale living. The main level showcases two elegant living spaces, a formal dining room, a full-service wet bar, and an expansive gourmet kitchen featuring a central island, peninsula with bar seating, walk-in pantry, and casual dining area - ideal for hosting intimate dinners or lavish soirées. Don't miss this opportunity! Spacious home located in Kelly Plantation! Golf cart to the beach and enjoy all the ammenities of this fabulous, Golf course and near Gulf private community! The primary suite on the main floor is a private sanctuary, with its own entrance to the rear of the property. The luxurious ensuite bathroom offers dual vanities, a spa-style jacuzzi tub, water closet, built-in makeup vanity, and an oversized walk-in closet. Ascend to the second level, where a thoughtfully designed entertainment lounge with a wet bar becomes the heart of the upstairs living space. This floor features two additional bedroom suites, each with private bathrooms and walk-in closets, as well as a spacious bonus room or fourth bedroom with its own ensuite bath and closet. A second laundry room and generous storage spaces further enhance the convenience and functionality of the upper level. Step outside to a private backyard oasis designed for year-round enjoyment. The expansive screen-enclosed lanai surrounds a resort-style pool and 7+ person spa, perfect for relaxing under the stars or hosting poolside gatherings. A custom-designed, removable child safety fence ensures peace of mind for families. Beyond the lanai, the property opens to a tranquil natural setting - the perfect backdrop for evening bonfires or outdoor entertaining. Enjoy 18 holes of championship golf, tennis and pickleball courts, two parks with playgrounds, scenic walking and jogging trails, an equestrian center, a dog park, a fitness facility, an owners' club with dining, and a community pool. You can also cast a line in the many ponds throughout the neighborhood. Just beyond the gates, you'll find a variety of restaurants, shops, and everyday conveniences and of course, you're only minutes away from the stunning sugar-white sands of the Emerald Coast.

237 Matties Way, Destin
Start Your Search

Vendor Member Number : 28166