The Palms Of Destin Homes under $500,000

The Palms Of Destin Homes under $500,000

Welcome to The Palms of Destin, a vibrant and inviting subdivision nestled in the heart of beautiful Destin, Florida. Known for its stunning beaches and picturesque coastal scenery, this charming community offers a unique blend of tranquility and convenience, making it a perfect place to call home.

The Palms of Destin is ideally situated in Okaloosa County, providing residents with easy access to the area's top attractions, including world-class dining, shopping, and recreational activities. Whether you're looking to soak up the sun on the pristine beaches or explore the lush parks and nature trails, this community has it all.

One of the standout features of The Palms of Destin is its diverse range of homes, many of which are available for under $500,000. This affordability makes it an attractive option for first-time homebuyers, families, and retirees alike. You’ll find a variety of styles and sizes, from cozy townhouses to spacious single-family homes, each designed to meet the needs of modern living while capturing the essence of coastal charm.

Residents of The Palms enjoy a sense of community, with beautifully landscaped common areas and amenities that foster connections among neighbors. With its inviting atmosphere and exceptional value, The Palms of Destin is not just a place to live; it’s a lifestyle choice that offers the best of Florida living. Come and discover your dream home in this delightful subdivision, where every day feels like a vacation!

Newest The Palms Of Destin Homes under $500,000

4207 Indian Bayou Trl Unit 2906, Destin
$350,000
2 Beds ⋅ 2 Baths ⋅ 1013444 MLS
Welcome to this stunning 9th floor unit at the Palms of Destin!, this beautifully remodeled condo captures breathtaking views of the Gulf and spectacular sunsets from its private balcony. Turnkey short-term rental ready with all newer appliances and furniture, this unit delivers the perfect combination of luxury, comfort, and resort-style living! Furnished to perfection in a contemporary coastal style, this unit would also make for a great, hassle free 2nd home. Offered fully furnished and rental-ready with established rental history. The Palms of Destin is a resort destination all its own. At the heart of this tropical paradise is an impressive 11,000 sq. ft. lagoon-style swimming pool featuring waterfalls & bridges throughout a lush 2-acre oasis. Additional aquatic amenities include a hot tub, heated children's pool, and interactive splash fountain. The surrounding lounge areas invite relaxation with refreshments from the on-site restaurant, bar, and coffee house! don't miss out on this little slice of paradise.

4207 Indian Bayou Trl Unit 2906, Destin
4203 Indian Bayou Trl Unit 1113, Destin
$330,000
2 Beds ⋅ 2 Baths ⋅ 1012101 MLS
Enjoy this first floor fully furnished turnkey condo that overlooks a lush 2-acre oasis including a 11,000 sqft. lagoon pool with waterfalls and over 100 Palms trees. Within those palm trees is the lagoon pool, large hot tub, a second seasonally heated pool, a children's splash pad and vast pool deck. This condo location removes the worry of children on the balcony and competing for the elevator during high resort occupancy. The quarterly HOA payment includes all utilities, The Palms of Destin features an expansive 11,000-square-foot lagoon pool with a waterfall and spa, a children's pool, playground, and splash pad for endless family fun. Enjoy access to lighted Tennis and basketball courts, a state-of-the-art fitness center, and seasonal shuttle service to the beach. Additional amenities include covered, protected parking, an office center, and reception desk for your convenience. Association fees cover all utilities, including electricity, water, cable, internet, and local phone service, making ownership hassle-free.

4203 Indian Bayou Trl Unit 1113, Destin
4207 Indian Bayou Trl Unit 2214, Destin
$325,000
2 Beds ⋅ 2 Baths ⋅ 1011966 MLS
Remodeled and meticulously maintained, this lower-level 2nd-floor condo at The Palms of Destin is a true rental gem with upgrades throughout and a proven rental history! The unit has been thoughtfully refreshed with new flooring throughout, fresh paint, an upgraded kitchen with quartz countertops, cabinetry and hardware, stainless-steel appliances, newer HVAC (2022) , hot water heater (2022), full-size washer/dryer, updated bathroom vanity tops and lighting, ceiling fans, and new TVs. Coastal furnishings and décor complement the relaxed Florida lifestyle, while both the living room and primary bedroom offer direct access to the spacious balcony overlooking the beautifully landscaped tropical grounds, creating a peaceful and private setting for owners and guests. The condo has generated impressive gross rental income, including $45,249 in 2021, $47,388 in 2022, $45,389 in 2023 and $30,316 in 2024-totaling almost $200k over the previous 5 years! The owner chose to occupy the property as their personal residence in 2025 and 2026, so there was no rental income during those years. Enjoy The Palms of Destin's impressive 5-star resort amenities, including the expansive lagoon-style pool with waterfalls, heated pool, kiddie pool and splash pad, hot tub, state-of-the-art fitness center, indoor and outdoor pickleball, tennis, basketball, onsite restaurant and bar, coffee shop, covered parking, 24-hour security, EV charging stations and more. HOA amenities also include all utilities, including electricity. Ideally located just minutes from Destin's world-famous beaches, this turnkey condo is an excellent opportunity for a vacation home, primary residence or income-producing investment. Schedule your showing today!

4207 Indian Bayou Trl Unit 2214, Destin
4207 Indian Bayou Trl Unit 2515, Destin
$449,900
2 Beds ⋅ 2 Baths ⋅ 1011288 MLS
Welcome to one of the most coveted stacks at The Palms of Destin! Unit 2515 is a beautifully positioned 5th-floor, fully furnished 2-bedroom, 2-bath coastal retreat offering something truly special--panoramic Gulf views from every room and a front-row view overlooking The Palms' spectacular zero-entry, lagoon-style pool. Step inside and you'll immediately understand why the 15 stack is so highly sought after. Whether you're searching for a vacation home, income-producing short-term rental, long-term investment, or your own coastal escape, this turnkey condo offers an incredible opportunity in the heart of Destin. The spacious open layout is designed for relaxed coastal living, while the furnishings make it ready to enjoy or rent from day one. And then there's the pool! The sprawling zero-entry lagoon-style pool is truly what vacation dreams are made of, complete with five dancing waterfalls, walking bridges, a splash pad, hot tub, and expansive pool deck. It's a paradise for families, with plenty to keep the kids entertained while adults relax and soak up the Florida sunshine. The amenities at The Palms extend well beyond the pool. Residents and guests enjoy a state-of-the-art fitness center, indoor pickleball and basketball courts, two lighted tennis courts, a fully fenced children's playground, sports lounge, and complimentary seasonal beach shuttle to public Gulf beach access. Grab a coffee in the morning or enjoy food and refreshments at the on-site bistro, restaurant, and outdoor bar--you may find there's little reason to leave! Just minutes from Destin's famous sugar-white sand beaches and surrounded by some of the area's best dining, shopping, and entertainment, the location is hard to beat. Walk to popular destinations including Joe's Crab Shack, Bubba Gump Shrimp, The Back Porch, Ruth's Chris Steak House, and Fudpuckers. Destin Commons, with more than 75 shops, restaurants and an AMC theater, as well as Bass Pro Shop and HarborWalk Village, are just a short drive away. Henderson Beach State Park, featuring 6,000 feet of pristine Gulf-front shoreline, is also nearby. The HOA fee includes electricity, water, cable TV, high-speed Wi-Fi, and access to the impressive collection of on-site amenities, adding tremendous convenience for both owners and rental guests. With its highly desirable 15 stack location, unobstructed Gulf views, incredible pool views, full furnishings, resort-style amenities, and prime Destin location, Unit 2515 is an exceptional opportunity to own a piece of the Emerald Coast at The Palms of Destin. Come see for yourself why this is one of the building's most coveted locations!

4207 Indian Bayou Trl Unit 2515, Destin
4207 Indian Bayou Trl Unit UNIT 2401, Destin
$350,000
2 Beds ⋅ 2 Baths ⋅ 1011161 MLS
Welcome to The Palms of Destin, one of the Emerald Coast's most desirable resort communities, offering incredible amenities, a welcoming atmosphere, and a prime location just moments from the beautiful white-sand beaches and emerald waters of Destin. This fully furnished 4th-floor corner unit features 2 bedrooms, 2 bathrooms, and 1,175 square feet of comfortable living space. With two private balconies, this spacious unit offers the perfect place to relax and enjoy the coastal lifestyle. The unit has been thoughtfully updated and includes upgraded flooring, a newer refrigerator, garbage disposal, microwave, and dishwasher. Additional major improvements include a new HVAC system in 2022, washer and dryer in 2024, and a water heater replaced in 2024. The guest bathroom has also been beautifully remodeled and features a full walk-in shower conversion. The Palms of Destin is known for its impressive resort-style amenities designed for all ages. Enjoy the spectacular lagoon-style pool, heated pool, hot tub, splash pad, and dedicated children's pool. The community also offers full-size tennis courts, pickleball courts, a basketball court, and a children's playground. Residents and guests can also enjoy an onsite bistro offering great food, drinks, and entertainment, as well as a coffee shop and numerous additional conveniences. Resort amenities two levels of covered parking, 24-hour onsite security, seasonal beach shuttle service, a large fitness center, and so much more. Whether you are looking for a vacation getaway, investment property, or your own piece of paradise along the Emerald Coast, this beautifully updated corner unit at The Palms of Destin offers an exceptional opportunity to enjoy the very best of the Destin lifestyle.

4207 Indian Bayou Trl Unit UNIT 2401, Destin
4207 Indian Bayou Trl Unit UNIT 2104, Destin
$310,000
2 Beds ⋅ 2 Baths ⋅ 1011049 MLS
**OWNER FINANCING AVAILABLE! **Welcome to Unit 2104 at The Palms of Destin, where coastal living meets an impressive resort-style amenity package. This beautifully maintained condo offers the perfect opportunity for a primary residence, second home, or vacation rental investment, all just minutes from Destin's sugar-white beaches and emerald-green waters. The Palms of Destin offers an exceptional collection of amenities designed for both owners and guests. Enjoy covered free parking, owner-only parking, 24-hour onsite security, an onsite restaurant and bar, coffee shop, front desk for convenient check-in, business center, mailboxes, ice vending, electric vehicle charging, and an onsite CAM. The resort features a large lagoon-style pool, year-round heated pool, hot tub, kiddie splash pad and children's pool, creating plenty of options for relaxing and enjoying the Florida sunshine. For those who love staying active, the amenities continue with tennis courts, outdoor pickleball, half-court basketball, an indoor pickleball court, and a 24-hour fitness center. There are also charcoal grills throughout the property for outdoor entertaining. Dog owners will appreciate the owner-only dog parks, along with a public dog park located directly across the street. Location is another major highlight. June White Decker Park and its free public beach access are approximately 0.4 miles away--a roughly 10-minute walk with a pedestrian crosswalk--or easily accessible by car with free parking. Morgan Sports Center is also within walking distance and offers disc golf and a large, brand-new playground. In addition, eight pickleball courts are located just one block from The Palms. Whether you're looking for a personal beach getaway, income-producing vacation property, or investment on the Emerald Coast, Unit 2104 offers the convenience, amenities, and location buyers are looking for. Experience everything Destin has to offer while enjoying the extensive amenities and resort lifestyle at The Palms of Destin.

4207 Indian Bayou Trl Unit UNIT 2104, Destin
4207 Indian Bayou Trl Unit 2913, Destin
$475,000
2 Beds ⋅ 2 Baths ⋅ 1010846 MLS
Experience MILLION DOLLAR panoramic gulf views from this ninth-floor, two-bedroom condo located at The Palms of Destin. Positioned to capture morning sunrises, provide shaded, cooler afternoons--along with evening reflections across the gulf--the private balcony offers an optimal setting for relaxation. Whether enjoying the private outdoor space or the expansive lagoon pool, this property delivers a perfect blend of privacy and luxury resort-style living! The interior living space features luxury vinyl plank flooring, stainless steel kitchen appliances, and a custom kitchen pantry design. Custom built-in design elements throughout provide enhanced functionality and additional storage space. The floor plan incorporates a spacious primary suite with gulf views, while the second bedroom includes a built-in desk and a custom built-in XL Twin/Queen bunk arrangement. Each bedroom is accompanied by a full en-suite bathroom. Residents of this community enjoy access to an extensive list of amenities, including one of the region's largest lagoon-style pools, a fully equipped fitness center, indoor/outdoor pickleball, tennis, basketball courts, on-site dining, live entertainment, and dedicated seasonal shuttle service to the beach and surrounding areas. Additional conveniences include covered garage parking, on-site carrier mail delivery, and security services. The benefits extend to your individual unit (and wallet), as HOA dues include ALL utilities (water, sewer, power, cable/internet, trash service) and master hazard insurance policy! While The Palms of Destin allows short-term rentals, this property is "show ready" and not enrolled in a short-term rental program!! Schedule a showing today!

4207 Indian Bayou Trl Unit 2913, Destin
4207 Indian Bayou Trl Unit 2103, Destin
$339,000
2 Beds ⋅ 2 Baths ⋅ 1010720 MLS
Turnkey Coastal Luxury at The Palms of Destin! Experience effortless resort living in this sought-after ground-floor residence at The Palms of Destin, beautifully updated, stylishly decorated and offered fully turnkey for rental.This inviting coastal retreat features a completely updated kitchen with new cabinetry, quartz countertops, and stainless steel appliances, along with updated bathrooms, modern lighting, fresh paint, and beautiful décor throughout. Outside your door, immerse yourself in the tropical resort atmosphere of The Palms, featuring Destin's largest lagoon-style pool, surrounded by swaying palms and lush landscaping. Unwind at the on-site spa, enjoy the resort amenities, or enjoy the world-famous sugar-white beaches of Destin. With its beautiful décor, extensive updates, turnkey furnishings, desirable ground-floor location, resort amenities, and close proximity to the beach, this is more than a vacation home; it's a ready-to-enjoy Destin lifestyle and an attractive investment opportunity. An added value is the HOA fee includes electricity, providing an exceptional benefit for both owners and rental investors and helping simplify ownership expenses.Just bring your suitcase, this coastal retreat is ready for you.

4207 Indian Bayou Trl Unit 2103, Destin
4203 Indian Bayou Trl Unit 1908, Destin
$319,000
2 Beds ⋅ 2 Baths ⋅ 1010185 MLS
Discover the beauty and luxury of this gorgeous ninth-floor, two bedroom, two bath condo in the heart of Destin. Boasting breathtaking Gulf and Bay views, this unit offers the perfect combination of comfort and resort-style living. The Palms of Destin features an expansive 11,000-square-foot lagoon pool with a waterfall and spa, a children's pool, playground, and splash pad for endless family fun. Enjoy access to lighted Tennis and basketball courts, a state-of-the-art fitness center, and seasonal shuttle service to the beach. Additional amenities include covered, protected parking, an office center, and reception desk for your convenience. Association fees cover all utilities, including electricity, water, cable, internet, and local phone service, making ownership hassle-free. This property allows short-term rentals, making it an incredible investment opportunity or the perfect full-time home. Don't miss this rare chance to own a slice of paradise in Destin! schedule showing today- this unit won't last long!

4203 Indian Bayou Trl Unit 1908, Destin
4203 Indian Bayou Trl Unit 1301, Destin
$375,000
1 Beds ⋅ 2 Baths ⋅ 1006249 MLS
The Palms of Destin delivers the ultimate blend of comfort, convenience, and coastal lifestyle. This beautifully positioned residence offers sweeping views and effortless access to the vibrant energy that makes Destin one of the Gulf Coast's most desirable destinations. Life at The Palms is all about resort-style living. Owners and guests enjoy a spectacular 11,000-square-foot lagoon pool with waterfalls, bridges, and tropical landscaping, creating a true vacation atmosphere just steps from your door. Lounge poolside with a drink, relax in the spa, or spend the afternoon at the expansive sun deck soaking up the Florida sunshine. For those who love an active lifestyle, the community features a state-of-the-art fitness center, tennis and basketball courts, and walking paths, making it easy to stay energized year-round. On-site dining and coffee options provide convenience, while the resort's shuttle service to Destin's world-famous white-sand beaches means the Gulf is always just minutes away. Beyond the gates, you're perfectly positioned in the heart of Destin--moments from championship golf, boating, deep-sea fishing, and the upscale shopping and dining of Destin Commons and HarborWalk Village. Whether you're searching for a personal coastal retreat, a second home, or an investment property with strong rental appeal, Unit 1301 at The Palms of Destin offers the resort lifestyle buyers dream about on the Emerald Coast.

4203 Indian Bayou Trl Unit 1301, Destin
4207 Indian Bayou Trl Unit 2603, Destin
$320,000
2 Beds ⋅ 2 Baths ⋅ 1006188 MLS
$20K-$30K Gross Rental Income. HOA Covers ALL Utilities. Gulf Views. Turnkey. Done. Welcome to Unit 2603 at The Palms of Destin, a 6th-floor, Gulf-view, short-term rental approved condo that is already set up to earn. This is not a 'potential' investment. The HOA covering electricity, water, cable TV, and high-speed Wi-Fi, your ownership costs are predictable from day one. This Junior 2-Bedroom, 2-Bathroom condo offers 970 sq. ft. of updated, coastal-inspired living space and sleeps up to 6 guests, a king bed in the master suite, a queen bed in the guest room, and a full queen sleeper sofa in the living area. Both bathrooms are full-size. The open-concept kitchen, breakfast bar, and living/dining area flow seamlessly to your private Gulf-and-lagoon-view balcony, the feature guests screenshot and share before they even check in. Inside, you'll find updated flooring, fresh contemporary coastal furnishings, multiple flat-screen smart TVs, and a full-size in-unit washer and dryer, the amenity that earns 5-star reviews and repeat bookings from families and couples alike. The unit is fully furnished and turnkey. No additional investment required to start generating income. The resort amenities are a category of their own: Destin's largest lagoon pool, 11,000 sq. ft., 259,000 gallons, zero-entry design with 5 dancing waterfalls, walking bridges, and a sprawling lounge deck 21,000-gallon heated pool, children's splash pad, and whirlpool hot tub 2,265 sq. ft. state-of-the-art fitness center Two lighted tennis courts, full basketball courts, indoor pickleball court On-site Bistro Bar & Restaurant, coffee shop, and sports lounge Complimentary seasonal beach shuttle to public Gulf beach access Gated children's playground, BBQ & picnic areas Secured covered parking garage, elevator access, 24/7 security patrol EV charger on property Location is everything. You are steps from Joe's Crab Shack, Bubba Gump Shrimp, The Back Porch, Ruth's Chris Steak House, and Fudpuckers. Destin Commons (75+ shops, AMC Theater, Bass Pro Shop) and HarborWalk Village are minutes away by car. Henderson Beach State Park, 6,000 feet of pristine Gulf-front beach, is a 14-minute walk from your front door. Investment Highlights:  Short-Term Rental Approved, resort STR permitted, Okaloosa County  HOA Covers: Electricity | Water | Cable TV | High-Speed Wi-Fi | Amenities  Fully furnished and turnkey, income-ready from Day 1  6th Floor, Gulf views + lagoon pool views from private balcony  Sleeps 6, highest-demand guest configuration for families and groups  In-unit W/D, top-ranked amenity by guest review data  Year-round demand: peak summer + strong snowbird/winter market (Nov-Feb)  Built 2007 | 970 sq. ft. | 2BR / 2BA | Unit 2603 | 4201 Indian Bayou Trail Whether you're an investor looking for a proven Emerald Coast cash-flow vehicle, a 1031 exchange buyer deploying capital into a tax-advantaged beach asset, or a family ready to stop renting someone else's beach memories and start owning your own, Unit 2603 checks every box. Ready to run the numbers, schedule a showing, or review the rental performance history? Make your appointment for an exclusive tour today.

4207 Indian Bayou Trl Unit 2603, Destin
4203 Indian Bayou Trl Unit 1509, Destin
$365,000
2 Beds ⋅ 2 Baths ⋅ 1005689 MLS
Don't Miss this Guest Favorite, it is a Rental Gem, Improved Price for a Better ROI: With an impressive rental history, $49,269 in booking in 2025. And already looking to exceed that at $48,252 as of 9/3/26. This 5 star resort offers a Unique Lagoon Pool and tropical resort balcony view, with beach vibes. Enjoy Five-Star Amenities at The Palms of Destin Resort! This beautifully upgraded 2-bedroom, 2-bathroom Jr Suite condo is perfectly situated in the heart of Destin. A quick walk to the beach for sunsets. Combining charming beach decor with tons of upgrades. This home has been well loved and cared for. Step inside to find a fresh white palate with coastal accents, new furnishings and thoughtful decor. As you flow through the condo you will find it has all the comforts of home with a fully stocked kitchen, with upgraded kitchen and granite counter top. Unit 1509 comes fully Furnished, with all that you and your guests will come to love and adore to make the most of your beach retreat. 2 New sofas just delivered. Stepping out from the living room sliding glass doors, you will enjoy your own private balcony to sit back and take it all in. The unique view will capture your attention, with the lively pool deck, overlooking the Resort's Lagoon pool and tropical landscapes. Entering back inside: from two locations, you can access the Primary Bedroom with on suite bathroom and garden tub, black out curtains to sleep in and experience your vacation escape. The Jr bunk room has custom twin over full bed, It's own bathroom with walk in shower, and Full Laundry. If youre looking for the perfect Short Yerm Rental Set up: this property comes fully stocked, and furnished, with a book of business to hit the ground running! This is the perfect Choice.

4203 Indian Bayou Trl Unit 1509, Destin
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