Whispering Oaks Homes under $400,000

Whispering Oaks Homes under $400,000

Welcome to Whispering Oaks, a hidden gem nestled in the heart of Okaloosa County, Florida! This charming subdivision offers a perfect blend of tranquility and convenience, making it an ideal choice for families, retirees, and anyone seeking a serene lifestyle without sacrificing accessibility to urban amenities.

Whispering Oaks is characterized by its lush, tree-lined streets and beautifully landscaped yards, creating a picturesque setting that feels like home the moment you arrive. The community boasts a friendly atmosphere, where neighbors become friends and gatherings are a regular occurrence. With a variety of recreational parks nearby, residents enjoy ample opportunities for outdoor activities, from leisurely strolls to picnics under the sun.

What makes Whispering Oaks particularly appealing is the availability of homes priced under $400,000. Here, you’ll find a diverse selection of well-maintained properties that cater to different tastes and lifestyles. Whether you’re looking for a cozy starter home or a spacious residence for your growing family, Whispering Oaks has something to offer. Many homes feature modern amenities, open floor plans, and inviting backyards perfect for entertaining or relaxing after a long day.

Conveniently located, Whispering Oaks provides easy access to shopping, dining, and top-rated schools, ensuring that everything you need is just a short drive away. With its affordable housing options and welcoming community spirit, Whispering Oaks is not just a place to live; it’s a place to thrive. Come discover the charm of Whispering Oaks—your new home awaits!

Newest Whispering Oaks Homes under $400,000

32 7th Ave Unit UNIT 127, Shalimar
$315,000
3 Beds ⋅ 2 Baths ⋅ 1012325 MLS
Discover an exceptional turnkey investment at 32 7th Avenue, Unit 127 in the sought-after community of Shalimar, Florida 32579. This isn't just another townhome; it's a proven, highly profitable Airbnb that has already demonstrated strong rental performance and is ready to generate income for its next owner from day one. Completely sold fully furnished and thoughtfully outfitted, the unit arrives move-in ready with everything needed for seamless guest stays or immediate personal enjoyment. Imagine stepping into a stylish, fully equipped retreat where every detail has been curated for comfort and convenience. No extra furniture shopping, no staging headaches, just pure opportunity. Located in a desirable Florida coastal setting, this property offers the perfect blend of strong short-term rental demand and the easy lifestyle of Shalimar living. Whether you're an investor seeking reliable cash flow or a buyer looking for a low-maintenance second home that pays for itself, Unit 127 delivers on every level. Fully furnished. Proven profitable. Ready to perform. Don't miss this rare chance to own a ready-made success story in one of the Emerald Coast's most appealing communities.

32 7th Ave Unit UNIT 127, Shalimar
1818 Whispering Oaks Ln, Fort Walton Beach
$254,900
3 Beds ⋅ 3 Baths ⋅ 1008110 MLS
SUPER MOTIVATED SELLER -- BRING AN OFFER! Completely refreshed and move-in ready, this beautifully updated 3-bedroom, 2.5-bath townhome offers approximately 1,450 square feet of comfortable living space in a convenient Fort Walton Beach location -- with NO HOA! The seller is motivated and ready to make a deal, making this a great opportunity for buyers looking for a primary residence, second home, or long-term rental investment. Extensive renovations completed in 2025 give the home a fresh, modern feel throughout. Updates include new flooring, fresh interior paint, new interior doors, updated toilets, new ceiling fans, refaced kitchen cabinets, new kitchen countertops, and a new dishwasher. The spacious floor plan offers comfortable living and dining areas, while the refreshed kitchen provides plenty of cabinet and counter space for everyday living and entertaining. Major system updates add even more value and peace of mind, including a roof replaced in 2021 and water heater replaced in 2020. Conveniently located near Eglin Air Force Base, Hurlburt Field, shopping, dining, schools, and the beautiful Emerald Coast beaches, this property offers an excellent combination of location, updates, and flexibility. NO HOA + UPDATED + MOVE-IN READY + MOTIVATED SELLER! The seller is ready to get this one sold. Schedule your showing today!

1818 Whispering Oaks Ln, Fort Walton Beach
32 7th Ave Unit 129, Shalimar
$260,000
3 Beds ⋅ 3 Baths ⋅ 997209 MLS
Tucked away on a quiet street just minutes from Eglin Air Force Base, this charming townhome with a garage offers both privacy and convenience. Spacious and thoughtfully updated, the home features an open living and dining area that flows seamlessly into a large kitchen. The kitchen shines with freshly painted white cabinetry, new countertops, a stylish metal backsplash, a pantry with wood shelving, and stainless-steel appliances. Enjoy peaceful outdoor living with a backyard that offers a woodsy feel, a patio for relaxing or entertaining, a partially replaced privacy fence, and a balcony off an upstairs bedroom. The attached garage is connected to the home by a covered walkway for added convenience. Move-in ready with major updates already completed: Newly Installed Heating and Air Conditioning System and Brand-New Roof (2022). No HOA. A rare opportunity to own a well-updated, centrally located home in desirable Shalimar! Throughout the home, you'll find a freshly painted interior, updated doors, faucets, and sinks, and generous storage with wood shelving in all closets. Upstairs offers three comfortable bedrooms and two full bathrooms with updated countertops, while downstairs includes a convenient half bath and laundry room with added cabinetry. Attractive laminate wood flooring adds warmth and durability to the living spaces, creating a move-in-ready home perfect for military families, first-time buyers, or investors alike.

32 7th Ave Unit 129, Shalimar
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Vendor Member Number : 28166